85 Water St, Cambridge — 1

85 Water St

Cambridge, ON N1R 3E1

For SaleListed todayMLS® X13173422
4
2
1500-2000 ft²
None
Semi-Detached

Description

DARE TO COMPARE - a standout freehold semi in one of Cambridge's most charming pockets! Welcome to a truly one-of-a-kind residence where timeless character meets thoughtful modern updates. This beautifully renovated all-brick home preserves its original charm while delivering the functionality and style buyers seek today. Featuring ~10ft ceilings on the main floor and ~9ft ceilings upstairs, the home offers an open, airy feel rarely found today. The spacious open-concept layout lives larger than expected and includes 2 full bathrooms, including the rare convenience of a main-floor full bath. Upstairs, you'll find 4 versatile bedrooms and a beautifully updated bathroom featuring dual sinks. The generous upper-level layout continues to impress with a spacious primary retreat complete with double closets, while the second oversized bedroom offers proportions large enough to feel like a second primary. Completing the upper level is the everyday convenience of second-floor laundry. Character details continue throughout with a striking exposed brick accent wall, while thoughtful upgrades include carpet-free living, updated stainless steel appliances (2021), roof (2018), and furnace (2024). Located steps to the Grand River, scenic trails, Main Street, and the up-and-coming Gaslight District, enjoy walkable access to cafés, restaurants, entertainment, local businesses, and nature. Rarely does a home combine character, charm, space, updates, and location so effortlessly. Come experience it in person.

Key Facts

MLS® #

X13173422

Days on market

Today

Listed

May 26, 2026

Updated

May 26, 2026

Tax

$3,870

Size

1500-2000 sqft

Lot

35 × 94.18 Feet

Parking

None, 2 Parking

Listing History

Buy/Sell history for 85 Water St, Cambridge, ON

Date StartDate EndList PricePriceEventListing ID
2026-05-26N/A$549,900N/AFor SaleX13173422

Property Details

Property

Property TypeSemi-Detached
Style2-Storey
MunicipalityCambridge

Inside

Bedrooms4
Bathrooms2
Bathroom Detail1, 3pc, Main
Bathroom Detail1, 4pc, 2nd
Basement TypeFull
Kitchens1

Utilities

WaterMunicipal
CoolingCentral Air
Heating TypeForced Air

Building

Size1500-2000 sqft
ConstructionBrick

Parking

Garage TypeNone
Add. Parking2
Total Parking2

Land

SewerSewers
Lot Size35 × 94.18 Feet
Lot Size CodeFeet

Additional Details

FoundationPoured Concrete
RoofAsphalt Shingle
FireplaceN
PoolNone
DenY
Family roomY
ExtrasStainless steel appliances (2021) which include: fridge, stove, dishwasher, and microwave. Washer and dryer, cameras & TV mount.

Rooms (10)

Living

5.99 × 4.19 m

Carpet Free

Dining

3.71 × 4.04 m

Kitchen

4.47 × 4.83 m

Bathroom

1.5 × 2.72 m

3 Pc Bath

Comparable Sales

Estimated Market Value

AI Estimated Value
Beta

$565,760

Range: $520,428 $611,093

LowHigh

Estimated by AI based on market data. For informational purposes only.

Mortgage Tools

Mortgage calculator

20%

Monthly Payment

$2,521

  • Down payment$109,980
  • Mortgage amount$439,920
  • Total interest$316,380
  • Total cost$866,280

Cash flow analysis

$2,521

Total monthly payment

$2,844

Break-even down payment

100%

Cash flow-$2,844

Location

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